Dave - Banking & Cash Advance 3.45.0

Dave, Inc – Freeware – Android iOS
out of 677341 votes

Stay Ahead of Your Finances with Dave

David Fischer

04/01/2025

Dave is a user-friendly banking app designed to help you manage your finances, avoid overdraft fees, and access cash advances with ease.

Get up to $500 instantly with ExtraCash™ from Dave. There’s no interest, credit check, or late fees. With a Dave Spending account, you can also get your paychecks up to two days earlier.

Earn cash back with Dave Rewards.
Save money with Dave Goals.
Find side jobs and earn more money with Side Hustle from Dave.

Join millions of people building a better financial future with Dave!

ADVANCE UP TO $500 INSTANTLY

Dave’s ExtraCash™ advance can now get you more funds than ever—up to $500! That’s more money for your everyday needs or seizing opportunities.

For more information, please visit dave.com/extra-cash-account.

SPEND IT INSTANTLY

The money is yours to spend right away with your Dave Debit Mastercard®. Unlike other apps, there’s no waiting period or lengthy application process.

ENJOY EARLY PAYDAYS

Get paid up to two days early when you set up direct deposit into a Dave Spending account.

EARN CASH BACK WITH DAVE REWARDS

Want cash back on your everyday spending? Dave Rewards makes it simple. Just swipe your Dave Debit Mastercard®—now loaded with cashback offers from big-name retailers.

SAVE WITH GOALS

Put cash toward anything you’re saving for—a trip, emergency fund, student loans, and more.

FIND A SIDE HUSTLE

If you want to earn more money, Dave can help! Apply for side jobs that fit your lifestyle.

Membership is $1 per month to access our account monitoring, notification services, budgeting, and maintain a connection to your external bank account.

ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. The average approved advance is $120 as of October 10, 2022. See dave.com/extra-cash for more details.
Early Payday: Early access to direct deposit funds depends on the timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.
Rewards are not offered by Evolve Bank & Trust but instead are offered and managed by Dave, Inc in partnership with Figg.

Dave is a Mark Cuban company. markcubancompanies.com.

Overview

Dave - Banking & Cash Advance is a Freeware software in the category Business developed by Dave, Inc.

The latest version of Dave - Banking & Cash Advance is 3.45.0, released on 04/06/2024. It was initially added to our database on 09/07/2023.

Dave - Banking & Cash Advance runs on the following operating systems: Android/iOS.

Users of Dave - Banking & Cash Advance gave it a rating of 5 out of 5 stars.

Pros

User-friendly mobile app interface
No monthly fees or minimum balance requirements
Offers cash advance options without interest
Allows for budgeting and tracking of expenses
Provides instant notifications for account activity
Offers early direct deposit feature for eligible users
Available to users with no credit score or those with bad credit

Cons

Limited availability in some regions
Cash advance limits can be low based on the user's income
Potential for overdraft fees if not managed properly
Customer service response times can be slow
Requires access to a bank account for linking and transfers
Some features may not be accessible to users under 18 years of age
Limited investment options compared to traditional banks

FAQ

What is Dave?

Dave is a financial app designed to help users manage their money, access banking services, and obtain cash advances.

How does the cash advance feature work?

The cash advance feature allows users to request a small amount of money, typically up to $250, before their next paycheck, which can help cover unexpected expenses.

Are there any fees for using Dave?

Dave offers a subscription plan that includes access to features like cash advances and budgeting tools. Users may also have the option to give tips for cash advances, but there are no traditional interest fees.

How do I sign up for Dave?

To sign up for Dave, download the app from the App Store or Google Play, create an account with your personal information, and connect your bank account.

Is my personal information safe with Dave?

Yes, Dave uses bank-level security measures, including encryption and secure servers, to protect your personal and financial information.

Can I use Dave internationally?

Currently, Dave is designed for use within the United States and is primarily available to U.S. residents.

What banking services does Dave provide?

Dave offers a checking account with features like direct deposits, no overdraft fees, spending tracking, and budgeting tools.

How quickly can I receive a cash advance?

Cash advances can be funded instantly to your Dave account or typically within one to three business days if transferred to an external bank account.

What if I can't repay my cash advance on time?

If you cannot repay your cash advance on time, you should contact Dave support to discuss your options. Late repayment may affect your account standing and future advance eligibility.

Can I close my Dave account at any time?

Yes, you can close your Dave account at any time through the app or by contacting customer support. However, make sure any outstanding transactions or advances are settled before closing.

David Fischer

I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.

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